Chris Skinner

banking bank future technology fintech mobile finance payments banks digital financial services financial social facebook bbva services blockchain social media innovation china regulations 20 internet europe zopa lending open banking crisis retail media paypal twitter africa insurance club hsbc web transformation money estonia banking future bitcoin cryptocurrencies cyberattack trends strategy directive networks soial m-pesa iphone india jibun caja ebank networking artificial intelligence primer usa canada extradition huawei financial inclusion wechat atom starling monzo uk apps brexit education healthcare government identity rwanda inclusion economy issues challenge consumer sandbox investment asia venture capital mena middle east gcc distributed ledger market analysis startup disruption nordic scandinavia dnb valyou norway marketing nordea brand legacy regulation big data wearable legal cloud computing bre commerzbank poland mbank malware hacking security vision settlement risk clearing germany virtual currencies square usaa first direct barclays amca isitc debt mag goldman credit sachs landmines mines sovereign single union european euro area sepa psd change climate wikileaks world prediction spain credit crunch facebook credits bonuses zynga sqaure facecash spare change ipad branches branch metro virgin tesco bankers history future credit crisis hsbc fsa soci relationships life utherverse navarro myspace wells bebo scotia fargo second habbo entropia america mobank japan denmark jyske tokyomitsubishi navarra mpesa absa wizzit prosper ppdai capital markets network ireland mtf mifid latency exchanges equities saas widget smartypig wonga saving semantic