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INSPIRED TO HELP YOU SUCCEED
www.carlisleandgallagher.com │
2015 YEAR IN
REVIEW
PAYMENTS TRENDS
INSPIRED TO HELP YOU SUCCEED2 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED3 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
Millennials are the largest demographic…
…but banks struggle to understand them.
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED4 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
EMV
MAJOR EVENT FOR THE YEAR
#CGPayments I @peterolynick I @InspiredbyCG
21%OF U.S. CONSUMERS HAVE USED AN
EMV CHIP CARD
Predictions
Counterfeit fraud to drop
Lost/Stolen may not (no Chip&Pin)
CNP will rise?
INSPIRED TO HELP YOU SUCCEED5 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED6 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
SELFIE
AUTHENTICATION
ADDED LAYER OF SECURITY
Fingers
Face
Eyes
Ears
Heartbeat
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED7 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
Companies want to sell more…
…but own less.
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED8 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
BLOCKCHAIN
NOT ABOUT BITCOIN…
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED9 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
ROBOTS
FINANCIAL SERVICES AI
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED10 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
UNICORNS
WHO’S MAKING MONEY?
$1BVALUATION OF COMPANY THAT HAS
YET TO PRODUCE A PROFIT
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED11 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
DIGITAL B2B
DIGITAL B2C
Digital B2B will be larger
than B2C within 5 years
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED12 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
FASTER
PAYMENTS
GETTING SOME TRACTION
2017
#CGPayments I @peterolynick I @InspiredbyCG
INSPIRED TO HELP YOU SUCCEED13 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
Carlisle & Gallagher Consulting Group, Inc.
Contact Us
Carlisle & Gallagher Consulting Group, Inc.
212 South Tryon Street, Suite 800, Charlotte, NC 28281
O: 704.936.1600 | insight@cgcginc.com
www.carlisleandgallagher.com | @InspiredbyCG
Peter Olynick│ Card & Payments Practice Lead
704.247.3726
peter.olynick@cgcginc.com
@peterolynick

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Payments Trends: A Year in Review

  • 1. INSPIRED TO HELP YOU SUCCEED www.carlisleandgallagher.com │ 2015 YEAR IN REVIEW PAYMENTS TRENDS
  • 2. INSPIRED TO HELP YOU SUCCEED2 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. #CGPayments I @peterolynick I @InspiredbyCG
  • 3. INSPIRED TO HELP YOU SUCCEED3 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. Millennials are the largest demographic… …but banks struggle to understand them. #CGPayments I @peterolynick I @InspiredbyCG
  • 4. INSPIRED TO HELP YOU SUCCEED4 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. EMV MAJOR EVENT FOR THE YEAR #CGPayments I @peterolynick I @InspiredbyCG 21%OF U.S. CONSUMERS HAVE USED AN EMV CHIP CARD Predictions Counterfeit fraud to drop Lost/Stolen may not (no Chip&Pin) CNP will rise?
  • 5. INSPIRED TO HELP YOU SUCCEED5 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. #CGPayments I @peterolynick I @InspiredbyCG #CGPayments I @peterolynick I @InspiredbyCG
  • 6. INSPIRED TO HELP YOU SUCCEED6 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. SELFIE AUTHENTICATION ADDED LAYER OF SECURITY Fingers Face Eyes Ears Heartbeat #CGPayments I @peterolynick I @InspiredbyCG
  • 7. INSPIRED TO HELP YOU SUCCEED7 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. Companies want to sell more… …but own less. #CGPayments I @peterolynick I @InspiredbyCG
  • 8. INSPIRED TO HELP YOU SUCCEED8 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. BLOCKCHAIN NOT ABOUT BITCOIN… #CGPayments I @peterolynick I @InspiredbyCG
  • 9. INSPIRED TO HELP YOU SUCCEED9 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. ROBOTS FINANCIAL SERVICES AI #CGPayments I @peterolynick I @InspiredbyCG
  • 10. INSPIRED TO HELP YOU SUCCEED10 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. UNICORNS WHO’S MAKING MONEY? $1BVALUATION OF COMPANY THAT HAS YET TO PRODUCE A PROFIT #CGPayments I @peterolynick I @InspiredbyCG
  • 11. INSPIRED TO HELP YOU SUCCEED11 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. DIGITAL B2B DIGITAL B2C Digital B2B will be larger than B2C within 5 years #CGPayments I @peterolynick I @InspiredbyCG
  • 12. INSPIRED TO HELP YOU SUCCEED12 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. #CGPayments I @peterolynick I @InspiredbyCG FASTER PAYMENTS GETTING SOME TRACTION 2017 #CGPayments I @peterolynick I @InspiredbyCG
  • 13. INSPIRED TO HELP YOU SUCCEED13 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential. #CGPayments I @peterolynick I @InspiredbyCG
  • 14. Carlisle & Gallagher Consulting Group, Inc. Contact Us Carlisle & Gallagher Consulting Group, Inc. 212 South Tryon Street, Suite 800, Charlotte, NC 28281 O: 704.936.1600 | insight@cgcginc.com www.carlisleandgallagher.com | @InspiredbyCG Peter Olynick│ Card & Payments Practice Lead 704.247.3726 peter.olynick@cgcginc.com @peterolynick